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Car Accidents
When discovering that your medical bills exceed your personal injury settlement, you must know what to do to avoid financial ruin. Learn today.
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If you receive a car accident settlement from the insurance company and discover that the injury settlement will be unable to cover your medical expenses fully, there are numerous routes you can take that don't involve paying out of pocket you can use to cover your medical bills.
One of the first steps to lowering your medical expenses is to negotiate with your healthcare providers. Medical providers often include unnecessary costs in medical bills, which makes negotiating for lower expenses relatively easy.
A few negotiation strategies you can use to obtain lower medical bills are:
When negotiating with your healthcare provider, it's recommended that you hire a personal injury lawyer to handle all communications.
If you have health insurance, review your coverage and check what medical expenses it covers and how much it covers.
It's essential that if you use your health insurance to pay for your medical expenses, you properly submit detailed information on every expense you wish to cover.
Additionally, in the event that you feel that the insurance company is not providing you with fair coverage, contact an experienced attorney.
In a car accident case, you should check if you have Medical Payments (MedPay) coverage as part of your auto insurance policy. MedPay can help cover medical bills regardless of who was at fault in the auto accident.
If your car accident settlement amount does not fully cover your medical expenses and you lack the insurance coverage to pay them or your medical provider refuses to cooperate with you, you can pursue a discount or additional compensation by consulting with a personal injury lawyer.
Ways a personal injury attorney can help cover medical bills are:
Contact a Las Vegas car accident lawyer to learn about the legal options available to you by calling (702) 566-3600 for a free consultation.
Yes, medical bills come out of your car accident or any other personal injury settlement.
This is because medical bills are one of the numerous costs that are meant to be covered by a personal injury claim.
Repayment to the medical provider often works with your car accident attorney, distributing your settlement to pay any medical liens or health insurance costs.
If you paid any medical expense out-of-pocket, you may also use your settlement to reimburse yourself for those costs.
If you are looking to negotiate for lower medical bills, you must negotiate effectively. The recommended path to take when negotiating with your healthcare provider is to hire a personal injury attorney, but if you wish to negotiate with your provider alone, you must do the following:
Following a car accident, if you don't pay your medical bill, there can be serious legal and financial consequences.
If you don't pay your medical bill, your healthcare provider may charge you late fees and add interest to the unpaid bill.
These additional costs can significantly increase the already present financial burden, making paying off the debt a harder and longer process.
Unpaid medical bills may negatively affect your credit score. If a bill goes to collections, it will be reported to the credit bureaus, resulting in your taking a significant credit score loss.
In hopes of getting their payment, the medical provider might take legal action in order to recover the debt you owe them. This could result in wage garnishment, bank account levies, or liens on your personal property.
An unpaid medical bill could result in you having trouble receiving non-emergency medical care, as some medical providers may not want to incur the risk of you not paying.
Yes, following a car accident, you may seek a higher settlement amount.
If you seek more compensation for your personal injury case, you should contact a personal injury lawyer who will evaluate your injuries and damages, gather evidence related to your claim, determine a fair settlement amount, make a demand letter, effectively negotiate on your behalf and file a lawsuit if necessary.
To obtain more compensation from your case, contact a personal injury lawyer from our law firm today at (702) 566-3600.
Hiring a personal injury attorney can lower your medical bill and even increase the amount of compensation you receive.
This is because a personal injury lawyer can provide you with:
If you were in a car accident in Las Vegas and seek maximum compensation, contact an experienced car accident lawyer at the Rodney Okano Car Accident Lawyer Law Firm, where we have over 20+ years of experience in Nevada car accident and personal injury law and ensure that you'll receive maximum compensation.
Call (702) 566-3600 for a free consultation where you can learn more about your personal injury claim for free.